Refer a neighbor. You both get rewarded.
For every referral who becomes a client, you get a $25 gift card and they get a free coverage review — plus a neighbor who's properly insured. No limit. No catch. Just our thank-you for trusting us with the people you know.
Three steps. Two rewards. Zero catch.
Referring takes about two minutes. The rest is on us — and the thank-you lands in your inbox when your referral comes on board.
You refer someone
Send us a friend, family member, coworker, or neighbor who could use a better rate or a coverage check. Share their name and a way to reach them.
They get a free review
We give them a free, no-obligation coverage review and shop 15+ carriers for their best rate. Most save money in the process — at no cost.
You both get rewarded
When they complete a policy with us, you get a $25 gift card as our thank-you — and they get a neighbor properly insured. Win, win, win.
$25 for you. A free review for them.
Every referral who becomes a client earns you a $25 gift card — your choice of where. And every referral, client or not, gets a free coverage review that could save them hundreds a year. No limit on how many you can send.
- $25 gift card per completed referral
- Free coverage review for them — always
- No cap — refer as many as you like
- You pick the gift card brand
$25
per referral · no cap
If they own a home, a car, or both — they qualify.
The best referrals are the people you'd want properly insured anyway: friends and family who could use a better rate or a coverage check. If they're a homeowner, a driver, or both, send them our way.
Submit a ReferralGreat referrals look like…
- A friend renewing soon
- A new homeowner in the neighborhood
- A coworker who mentioned high premiums
- A family member who just got a teen driver
- A neighbor with a recent claim or storm worry
- Anyone you'd trust with a recommendation
Real referrals. Real thank-yous.
The best compliment our clients can give us is sending someone they trust our way.
"I referred my sister and my neighbor. Both saved money, and I got a thank-you gift card both times. Feels good to send people somewhere that actually takes care of them."
Dana M.
Referred 2 families
"My coworker was paying way too much for her home and auto. One call to LJ and she cut her premium by 20%. They sent me a gift card before I even remembered I'd referred her."
Marcus T.
Referred 1 family
"I've sent four people their way over the last two years. Every one of them thanked me afterward. That tells you more about the agency than any ad could."
Renee & Phil K.
Referred 4 families
Refer a neighbor in two minutes.
Add your name and your referral's contact info. We'll reach out to them with a free, no-pressure coverage review — and send your $25 gift card when they come on board.
How the Refer & Earn program works.
No fine print — just a genuine thank-you for spreading the word.
The best kind of marketing is a happy client.
When you send someone our way, you're not just earning a reward — you're making sure a neighbor is properly protected. That means more to us than any ad.